• 专利附录
  • 专利说明
  • 权利要求
  • 类似技术
  • 同族专利
  • 引用文献
  • 法律状态
  • 优先权
    • 专利摘要:
    Payment system using a mobile device and associated payment procedure. It discloses a system and procedure for payment of services by means of a mobile device (2) which has, on the one hand, geolocation means such as a gps and means of reading qr codes (1) in which the mobile device (2) sends to a server (5) information relating to the qr code (1) together with a series of location data obtained by the gps, which are used by said server (5) to effect a collection management. This new system and procedure allows to avoid possible frauds as well as to avoid the use of physical means of support (bank cards, vouchers, etc.). (Machine-translation by Google Translate, not legally binding)
    公开号:ES2555709A1
    申请号:ES201430995
    申请日:2014-07-02
    公开日:2016-01-07
    发明作者:Tania CAZALIS GARCIMARTÍN；Jaume CASAMITJANA GALLEGO
    申请人:Park Smart Solutions S L；Park Smart Solutions SL；
    IPC主号:
    专利说明:

    PAYMENT SYSTEM BY A MOBILE DEVICE AND PROCEDURE FOR
    ASSOCIATED PAYMENT
    D E S C R I P C I ON
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    OBJECT OF THE INVENTION
    The present invention discloses a payment system through a mobile device and the associated payment procedure using said system. Specifically, a payment system by mobile devices such as, for example, smart phones, tablets, computers using a combination of QR codes (by the acronym of the English expression "Quick Response") and the geolocation of such devices.
    15 BACKGROUND OF THE INVENTION
    Currently, there is the payment of various services through mobile devices, for example, there are mobile dataphones that allow a customer to charge a service remotely. The use of these dataphones requires the user to carry a bank card with them and, through said dataphone, the collection data is sent to a bank entity together with a certain amount for said bank entity to make the payment.
    In addition, there are other types of systems such as, for example, the ticket vending machines 25 in which the user buys a ticket through the use of various technologies such as bank cards, NFC (acronym for the English expression "Near Field Communication" ), etc.
    In all these cases, you must have a person (or a machine in the case of the 30 vending machines) physically disposed in the place where the service is offered that calculates the final price of said service and is responsible for determining if the Payment is valid or not.
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    DESCRIPTION OF THE INVENTION
    Consequently, there is a need to avoid the physical presence of charging devices with data processing means in the places where a certain service is offered since said charging devices are susceptible to vandalism, require regular maintenance (and the displacement of the technical personnel associated with such maintenance) and may even break down causing the service to be offered or must be offered free of charge.
    The present invention discloses a payment system that solves the problems of prior art devices and, in addition, has associated advantages such as, for example, the environmental advantage of not using physical records.
    Specifically, the present invention discloses a payment system for a service comprising:
    a) a mobile device;
    b) a remote server to said mobile device that has data processing means and collection management means; Y
    c) means of communication between said mobile device and said server;
    in which the mobile device comprises means of localization of the user. In addition, the mobile device is configured to send a series of location data obtained through the location means to said server, said server comprising charging means depending on the location sent and, through the collection management means, makes a charge depending on the location sent by the mobile device and the charging obtained by means of charging.
    Preferably, together with the location data series, the mobile device sends a charging start order. Said charging start order can be sent once the user presses an application button on the mobile device.
    Additionally, the server may comprise timing means between the start order given by the mobile device and a charge end order sent by the mobile device. In this way, the server has the time to charge in
    function of the tariff defined for the site where the user is located.
    In the same way as for the charging start order, the charging end order can be made once the user presses a button on a mobile application.
    5
    In particular embodiments of the present invention, the charging start order is made by reading a first QR code by the mobile device and, preferably, the charging end order is done by reading a second QR code causing the system to not require Manually entering data from the user avoiding possible 10 errors in the manipulation of mobile applications.
    On the other hand, the collection management means may comprise a collection platform with communication to a banking entity.
    In a preferred embodiment, the means of communication between the mobile device and the server are means of communication via the Internet, for example, via 3G or 4G mobile networks.
    Additionally, the present invention contemplates that, once the payment management has been carried out, the server sends payment confirmation data to the mobile device. This confirmation data can be represented by a confirmation QR code which, in fact, can be a QR code containing information encoded by an algorithm that includes, for example, the date of the confirmation, the location of the mobile device, the method of payment chosen in the payment management, etc. This option 25 allows the user to have a QR code as a confirmation of payment, so, it could be available in readers of the service provider to verify that the payment has been made.
    As for the server, the present invention contemplates that the processing means 30 of the server comprise charging calculation means as a function of the time obtained by means of the timing means. Additionally, the server may comprise means of communication with an actuator, for example, a barrier in the case of parking lots that is lifted once payment has been made by order of the server.
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    On the other hand, the present invention discloses a payment procedure for a service comprising the following steps:
    a) realization of a start order using a mobile device; Y
    b) detection of the position of the user's position and generation of a series of position data;
    in which, in addition, it comprises a stage c) of sending a series of data related to the start order of stage a) and the series of position data of stage b) to a server; and a stage d) of collection management through the server.
    Preferably, the method of the present invention comprises a step e) in which the server sends a series of confirmation data to the mobile device, said confirmation data being arranged in the form of an encrypted QR code.
    In a particularly preferred embodiment, the realization of the start order of stage a) is performed by reading a first QR code by means of the mobile device and, prior to the stage
    d), the following steps can occur:
    c1) reading a second QR code using the QR code reader of the mobile device;
    c2) sending a series of data related to the QR code read in step c1) to the server;
    c3) calculation, using the server of the time elapsed between the reading of stage a) and the reading of stage c1); and c4) definition an amount receivable based on the time calculated in step c3).
    In a particular embodiment, the QR code (1) read in step a) and the QR code read in step c1) are the same QR code.
    In addition, the method of the present invention contemplates a step f) in which the server sends an order to an actuator after carrying out the collection management of step d) said actuator, for example, being a barrier.
    DESCRIPTION OF THE DRAWINGS
    To complement the description that is being made and in order to help a better understanding of the characteristics of the invention, in accordance with a preferred example of practical realization thereof, a set of said description is attached as an integral part of said description. Drawings where the following has been illustrated and not limited to:
    Figure 1 shows a scheme of operation of a system according to the present invention.
    Figure 2 shows a flow chart explaining the operation of an embodiment of the present invention for parking lots with barriers.
    15 PREFERRED EMBODIMENT OF THE INVENTION
    Figure 1 shows an operation scheme in which the user has a mobile device (2) such as a PC, tablet, mobile phone, or any other mobile device with wireless communication capability. In addition, it is contemplated that a QR code (1) that is read by the mobile device (2) by means known in the art such as by emission of at least one infrared beam or by means of treatment at the point of use is available. images.
    Once the information contained in the QR code (1) has been read, the user's position is detected by means of a GPS arranged in the mobile device (2). This pair
    of data (information of the QR code (1) and GPS position) are sent, by means of communication (3) to a server (5). In particular, the present invention contemplates that said communication means (3) are wireless communication means and are communicated to the server (5) via internet (4).
    30
    Once said data is found on the server (5) the server is running a processing of said data and managing the collection of the service that the user has accessed with a collection entity (6) such as a bank . In particular, an embodiment of the present invention could be the payment of an area of
    parking for a certain time.
    The present invention is especially advantageous in this example of realization in that an application could be available on the mobile device (2) that indicates to the user the time that has elapsed since the payment was made and, consequently, the time that can be parked in that area. In addition, alarms, reminders or alerts of any kind can be executed so that the user makes a new payment for an extension of time.
    10 The use of the user's location to determine the pricing and the veracity of the position in which the user is in making the payment is a considerable technical advantage since, in addition, nearby shops can be located so that you can have active advertising within the system, and, through the server (5), send advertising close to the user who can access it through the mobile device (2).
    Specifically, the server (5) selects said advertising based on the position of the user and on several algorithms that are activated based on the number of ads in the system, so that all advertisers can be shown at the same time to the 20 users, from This way the system is equitable with all advertisers.
    Another of the advantages associated with this payment system are given by the possibility of offering a user geolocated products, that is, products that the server (5) sends to the mobile device (2) and that appears to the user based on their 25 geolocation and that you can buy directly with your payment methods registered in the system.
    Among the payment methods contemplated by the system of the present invention, stand out bank cards, wallet, or PayPal-style accounts, stored and encrypted on the server (5) for use in any purchase.
    Figure 2 shows the operation of a second embodiment according to the present invention. In particular, Figure 2 shows the flowchart of the payment procedure of an executed service, both on the mobile device (2) and on the server (5).
    The procedure starts on the mobile phone (2) in which a start reading (21) of a start QR code (1) is made, once this code has been read an input geolocation (22) is performed. This pair of geolocation data-QR code that could be considered as input data and sent as input data (23) to the server (5).
    Once they have been sent to the server, it executes a data processing that will be explained later in detail. After a certain time (24), the user makes a final data reading (25) of a second QR code (1), then the mobile device (2) performs an output geolocation (26) and sends as data of output (27) this second pair of data to the server (5).
    Finally, by means of a first decision operator (28) it is determined whether a response has been received that the collection has been made successfully, or if, otherwise, a payment error (29) has occurred and must be returned to perform the final data reading (25).
    As for the server (5), the present invention contemplates that once it has received the data sent as input data (23) from the mobile device (2), 20 the server (5) stores the input data (51 ) in a register, then verify the geolocation (52) to determine if the QR code (1) read by the mobile device (2) corresponds geographically with the user's position to avoid possible fraud. In a second decision operator (53) it is determined if the geolocation corresponds to the position of the QR code (1), in case they do not correspond, a geolocation error (54) is issued and a message is sent to the mobile device (2) and if they correspond, on the one hand, the time at which the data has been received is stored or a counter is initiated (said counter may be a back account that indicates the remaining time of the contracted service) and, on the other hand , we proceed to wait (55) for the final reading and, to do this, a third decision operator (56) can be used if output data has arrived at the server, in case they have not arrived it is still waiting for the reading final and, once the sending of outgoing data (27) to the server is made, the server (5) proceeds to calculate the amount (57) having the time elapsed between sending inbound data (23) to the server and the sending output data (27) to the server.
    In case the final reading never arrives, and there is a maximum parking time, the server could simulate the data of the final reading you are waiting for.
    5 Finally, a collection management (58) of the server is made with the collection entity (6) and proceeds to issue a payment acceptance code to the mobile device (2) which can be a QR code and, if applicable, it proceeds to open an exit barrier (59) of, for example, a parking lot.
    10 Another embodiment of the payment system of the present invention can be applied, for example, to public transport services in which payment management could be performed by the procedure described above and, once the user has paid for the service , the server (5) issues an acceptance code, for example a QR code, which is validated upon entry to the public transport service. In this way, the time of purchase, the location of the user, the time of use, etc. are available on the same server (5).
    In addition to the embodiments described above, the present invention contemplates an embodiment in which the system of the present invention is particularly advantageously used. In particular, in this embodiment, the server (5) that already has the data of the users who have parked a vehicle and the location of said vehicle compares the parked vehicles with a predefined map of the parking spaces in regulated parking areas in a given territory. From this comparison, you obtain the available parking spaces and their exact location and can indicate to the user where exactly a free parking site is located.
    Additionally, in this embodiment the server (5) since it has the time data that the vehicles are parked can indicate to the user the remaining time 30 so that the maximum time established for the vehicles in the area is fulfilled as well as if a user You have already paid and are preparing to leave a free parking site.
    Advantageously, such an embodiment can also help the control entities since they do not require an officer to go to the site to verify that the vehicles
    they have a valid and valid ticket but they can remotely determine the sites that should be free, the vehicles that have current tickets, how long they have been parked, among other relevant data.
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    权利要求:
    Claims (17)
    [1]
    1. - Payment system for a service, characterized by the system comprising:
    - a mobile device (2);
    5 - a server (5), located remotely to the mobile device (2);
    - communication means (3) for communicating with each other the mobile device (2) with the server (5);
    - localization means, located on the mobile device (2), to obtain localization data on the location of a user;
    10 - processing means, located on the server (5) to process the data of
    location received through the media (3);
    - charging means, located on the server (5), to determine a charging to the user for the service, based on the location data; Y
    - collection management means, located on the server (5), to make a charge to the user for the service, depending on the location sent by the mobile device (2) and
    the charging obtained by means of charging.
    [2]
    2. - System, according to claim 1, characterized in that the communication means (3) are additionally configured to send to the server (5)
    20 respective start and end charging orders, as well as the server comprises timing means for determining a time interval elapsed between the start and end charging orders.
    [3]
    3. - System, according to claim 2, characterized in that the mobile device (2)
    25 incorporates a QR code reader, as well as the system additionally incorporates a
    first QR code, located at the point of use of the service, and intended to be read by the QR code reader, to indicate the start of charging.
    [4]
    4. - System according to any one of claims 2 and 3, characterized in that the
    30 mobile device (2) incorporates a QR code reader, as well as the system
    additionally it comprises a second QR code, located at the point of use of the service, and intended to be read by the QR code reader, to indicate the end of charging.
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    [5]
    5. System, according to claim 1, characterized in that the collection management means comprise a collection platform with communication to a banking entity (6).
    [6]
    6. - System, according to claim 1, characterized in that the means of
    communication (3) are means of communication (3) via the Internet.
    [7]
    7. - System, according to claim 2, characterized in that the means of
    Processing comprises charging calculation means as a function of the time obtained by means of timing.
    [8]
    8. - System, according to claim 1, characterized in that the server (5)
    It comprises means of communication with an actuator.
    [9]
    9. - System, according to claim 8, characterized in that the actuator is a barrier.
    [10]
    10. - Payment procedure for a service that includes the following stages:
    a) realization of a start order using a mobile device (2); Y
    b) detection of the position of the user's position and generation of a series of position data;
    characterized in that, in addition, it comprises the following stages:
    c) sending a series of data related to the start order and the position data series to a server; Y
    d) carrying out a collection management (58) through the server (5).
    [11]
    11. - Procedure, according to claim 10, characterized in that it comprises an additional step e) in which the server (5) sends a series of confirmation data to the mobile device (2).
    [12]
    12. - Procedure, according to claim 11, characterized in that the confirmation data series comprises a QR code.
    [13]
    13. - Procedure, according to claim 10, characterized in that the realization of the start order of step a) is performed by reading a first QR code (21) by means of the
    mobile device (2).
    [14]
    14. - Procedure, according to revindication 13, characterized in that, prior to step d), the following stages occur:
    5 c1) reading a second QR code (25) using the QR code reader
    of the mobile device (2);
    c2) sending, to the server (5), a series of data related to the QR code read in step c1);
    c3) calculation, by means of the server (5), of the time elapsed between the reading of stage a) and the reading of stage c1); Y
    c4) definition an amount receivable based on the time calculated in step c3).
    [15]
    15. - Procedure, according to claim 14, characterized in that the QR code (1) read in step a) and the QR code read in step c1) are the same QR code.
    [16]
    16. - Procedure, according to claim 13, characterized in that it additionally comprises a stage f) in which the server (5) sends an order to an actuator after carrying out the collection management of step d).
    twenty
    [17]
    17. - Procedure, according to claim 16, characterized in that the actuator is a barrier.
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    同族专利:
    公开号 | 公开日
    ES2555709B1|2016-10-19|
    引用文献:
    公开号 | 申请日 | 公开日 | 申请人 | 专利标题
    WO2001073692A1|2000-03-27|2001-10-04|Epark|Method for monitoring payments for vehicle parking services|
    US20100090865A1|2008-10-14|2010-04-15|Verizon Data Services, Llc|Systems and Methods for Recording Parking Space Information|
    US20120130775A1|2010-11-18|2012-05-24|Albert Bogaard|Method of processing a transaction for a parking session|ES2723898A1|2018-02-27|2019-09-03|Happy Punt S L U|PRODUCT IDENTIFIER SYSTEM AND PROCEDURE |
    法律状态:
    2016-10-19| FG2A| Definitive protection|Ref document number: 2555709 Country of ref document: ES Kind code of ref document: B1 Effective date: 20161019 |
    2017-06-27| NE2A| Request for restoration|Effective date: 20170621 |
    2018-07-27| PC2A| Transfer of patent|Effective date: 20180727 Owner name: EASYPARK ESPANA, S.L.U. Effective date: 20180727 |
    优先权:
    申请号 | 申请日 | 专利标题
    ES201430995A|ES2555709B1|2014-07-02|2014-07-02|Payment system using a mobile device and associated payment procedure|ES201430995A| ES2555709B1|2014-07-02|2014-07-02|Payment system using a mobile device and associated payment procedure|
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